Wyoming Health Insurance Carriers for 2026
These are the insurers selling individual and family health plans in Wyoming for 2026, and where to buy them.
The Wyoming individual market in 2026
Wyoming has one of the smallest individual markets in the country. For 2026, only Blue Cross Blue Shield of Wyoming and UnitedHealthcare sell Marketplace plans, after Mountain Health CO-OP left at the end of 2025 and roughly 9,600 of its members had to choose a new insurer. Both insurers filed for 2027 and are expected to keep selling plans.
Insurers selling individual plans in Wyoming
| Insurer | Sells Marketplace plans | Notes |
|---|---|---|
| Blue Cross Blue Shield of Wyoming | Yes | The largest insurer in Wyoming's individual market; its average 2026 rate rose about 25% before subsidies, and it filed a proposed 9.3% average increase for 2027. |
| UnitedHealthcare | Yes | Entered the Wyoming Marketplace for 2025 and is expected to continue for 2027, with a proposed 25.4% average increase for 2027. |
Not every insurer sells in every county. Your ZIP code determines which plans you can buy.
Wyoming questions
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Two: Blue Cross Blue Shield of Wyoming and UnitedHealthcare. Blue Cross Blue Shield of Wyoming has the larger share of the market. UnitedHealthcare joined the Wyoming Marketplace for 2025.
Mountain Health CO-OP left the Wyoming individual market at the end of 2025, partly because the enhanced federal subsidies expired. About 9,600 people had to choose a new insurer for 2026.
Both have filed 2027 rates and are expected to keep offering plans. Blue Cross Blue Shield of Wyoming proposed a 9.3% average increase and UnitedHealthcare 25.4%. Final plan lists appear on HealthCare.gov when open enrollment begins.
Sources
Reviewed October 2026. Rules and prices change every year; a licensed agent will confirm what applies to you.
