Nebraska Health Insurance Carriers for 2026
These are the insurers selling individual and family health plans in Nebraska for 2026, and where to buy them.
The Nebraska individual market in 2026
Five insurers sell individual and family Marketplace plans in Nebraska for 2026, the same number expected for 2027. Ambetter Health is by far the largest after taking over Nebraska Total Care's members, and average premiums rose about 29% for 2026. Networks and prices vary by county, so compare plans where you live.
Insurers selling individual plans in Nebraska
| Insurer | Sells Marketplace plans | Notes |
|---|---|---|
| Ambetter Health (Celtic Insurance Company) | Yes | The largest individual-market insurer in Nebraska; former Nebraska Total Care members, about 84,000 people in 2025, were moved to similar Ambetter plans for 2026. |
| Blue Cross and Blue Shield of Nebraska | Yes | Nebraska's Blue plan, with about 22,700 individual-market members in 2025. |
| Medica | Yes | Had about 15,300 individual-market members in Nebraska in 2025. |
| UnitedHealthcare | Yes | A smaller player in the Nebraska individual market, with about 3,300 members in 2025. |
| Oscar Health | Yes | The smallest of the five, with about 1,600 Nebraska individual-market members in 2025. |
Not every insurer sells in every county. Your ZIP code determines which plans you can buy.
Nebraska questions
Don’t see your question? Ask a licensed agent or call (888) 214-4898.
Five: Ambetter Health (Celtic), Blue Cross and Blue Shield of Nebraska, Medica, UnitedHealthcare and Oscar Health. Not every insurer sells in every county, so check what is offered where you live.
Nebraska Total Care was the largest individual-market insurer in 2025, with about 84,000 members. For 2026, its members were moved to similar plans from Ambetter Health, offered by Celtic Insurance Company.
Insurers asked for an average increase of about 13% for 2027, after a 29% average increase for 2026. Proposed increases ranged from about 9% for Oscar to about 20% for Medica. Final rates show up when 2027 open enrollment begins.
Sources
Reviewed October 2026. Rules and prices change every year; a licensed agent will confirm what applies to you.
