Indiana Health Insurance Carriers for 2026
These are the insurers selling individual and family health plans in Indiana for 2026, and where to buy them.
The Indiana individual market in 2026
Five insurers sell 2026 Marketplace plans in Indiana: Anthem, CareSource, Cigna, Ambetter from MHS and UnitedHealthcare, though not all of them sell in every county. Aetna left the Indiana Marketplace for 2026, and for 2027 CareSource and Cigna are leaving while AmeriHealth Caritas enters and UnitedHealthcare expands to 36 counties.
Insurers selling individual plans in Indiana
| Insurer | Sells Marketplace plans | Notes |
|---|---|---|
| Anthem Blue Cross and Blue Shield (Anthem Insurance Companies, Inc.) | Yes | Sells Marketplace plans in 85 of Indiana's 92 counties for 2026, down from all 92 in 2025, including one catastrophic plan and bronze, silver and gold plans. |
| CareSource | Yes | Offers 2026 Marketplace plans in all 92 counties, including the only platinum plans on the Indiana Marketplace this year, but the state says CareSource will not sell Marketplace plans in Indiana for 2027. |
| Cigna Healthcare | Yes | Sells 2026 Marketplace plans in 15 counties, but will not offer Indiana Marketplace plans for 2027. |
| Ambetter from MHS (Coordinated Care Corporation) | Yes | Centene's Marketplace brand, offered in all 92 counties for 2026 with silver and gold plans; Centene's Celtic Insurance also sells off-Marketplace ACA plans. |
| UnitedHealthcare | Yes | Sells 2026 Marketplace plans in only 5 counties, and the state says it will expand to 36 counties for 2027. |
Not every insurer sells in every county. Your ZIP code determines which plans you can buy.
Indiana questions
Don’t see your question? Ask a licensed agent or call (888) 214-4898.
Anthem, CareSource, Cigna, Ambetter from MHS (Coordinated Care Corporation) and UnitedHealthcare. The state says these are the only companies approved to sell individual Marketplace plans for 2026. Aetna left the Indiana Marketplace for 2026.
CareSource and Cigna will not sell Indiana Marketplace plans for 2027. AmeriHealth Caritas is entering in 7 counties, and UnitedHealthcare is expanding from 5 counties to 36. If your insurer is leaving, you will need to pick a new plan during open enrollment.
KFF puts the 2026 average benchmark silver premium for a 40-year-old in Indiana at $474 a month before subsidies. Older adults pay more, and what you actually pay depends on your income, county and plan.
Sources
Reviewed October 2026. Rules and prices change every year; a licensed agent will confirm what applies to you.
- Indiana Health Care Reform: Open Enrollment Fact Sheet for 2026
- Indiana Department of Insurance: Indiana 2026 Individual ACA Filings (Rate Watch)
- Indiana Department of Insurance: Indiana 2027 ACA Filings (Rate Watch)
- Ambetter from MHS (Indiana): About us
- KFF: Marketplace average monthly benchmark premiums
