Hawaii Health Insurance Carriers for 2026
These are the insurers selling individual and family health plans in Hawaii for 2026, and where to buy them.
The Hawaii individual market in 2026
Hawaii's individual market is small, with two insurers selling Marketplace plans for 2026: HMSA and Kaiser Permanente. About 23,380 people signed up during open enrollment for 2026, and both insurers raised 2026 rates by roughly 10% to 13% before subsidies.
Insurers selling individual plans in Hawaii
| Insurer | Sells Marketplace plans | Notes |
|---|---|---|
| HMSA (Hawaii Medical Service Association) | Yes | The larger of Hawaii's two individual-market insurers, with about 22,000 individual members in early 2025; it has said its Catastrophic plan ends after 2026. |
| Kaiser Permanente (Kaiser Foundation Health Plan) | Yes | Sells HMO plans in which you generally use Kaiser's own doctors and facilities, and you must live in its Hawaii service area to enroll. |
Not every insurer sells in every county. Your ZIP code determines which plans you can buy.
Hawaii questions
Don’t see your question? Ask a licensed agent or call (888) 214-4898.
HMSA and Kaiser Permanente (Kaiser Foundation Health Plan) are the only two. HMSA has the larger individual membership.
Before subsidies, HMSA's approved 2026 increase averaged about 12.8% and Kaiser's about 10.4%. Your own change depends on your plan, age and subsidy.
HMSA has said its Catastrophic plan will be discontinued at the end of 2026. If you have it now, plan to choose a new plan during open enrollment.
Sources
Reviewed October 2026. Rules and prices change every year; a licensed agent will confirm what applies to you.
