Georgia Health Insurance Carriers for 2026
These are the insurers selling individual and family health plans in Georgia for 2026, and where to buy them.
The Georgia individual market in 2026
Nine insurers sold individual and family Marketplace plans for 2026, with different service areas by county. Cigna and UnitedHealthcare leave the marketplace after 2026 and a new insurer, Antidote Health Plan, plans to join for 2027. Most remaining insurers filed 2027 rate increases of 20% or more, so comparing plans this fall is important.
Insurers selling individual plans in Georgia
| Insurer | Sells Marketplace plans | Notes |
|---|---|---|
| Ambetter from Peach State Health Plan (Centene) | Yes | Sells individual and family plans through Georgia Access for 2026 and filed to stay in the market for 2027. |
| Anthem Blue Cross and Blue Shield | Yes | Georgia's Blue Cross Blue Shield plan sells on Georgia Access, and a related Anthem company, AMGP Georgia Managed Care, also offers plans; both filed for 2027. |
| AMGP Georgia Managed Care (Anthem) | Yes | An Anthem Blue Cross and Blue Shield affiliate listed separately among Georgia Access insurers. |
| CareSource | Yes | Offers marketplace plans in Georgia for 2026 and filed to continue for 2027. |
| Oscar | Yes | Offers marketplace plans in Georgia for 2026 and filed to continue for 2027. |
| Alliant Health Plans | Yes | A Georgia-based insurer on Georgia Access for 2026 that filed to continue for 2027. |
| Kaiser Permanente | Yes | Sells marketplace plans in its Georgia service area for 2026 and filed to continue for 2027; check whether your county is covered. |
| UnitedHealthcare | Yes | On Georgia Access for 2026 but leaving the marketplace on January 1, 2027; it says it will keep selling off-exchange individual plans in Georgia. |
| Cigna | Yes | On Georgia Access for 2026 but leaving the Georgia marketplace at the end of 2026. |
Not every insurer sells in every county. Your ZIP code determines which plans you can buy.
Georgia questions
Don’t see your question? Ask a licensed agent or call (888) 214-4898.
For 2026, the list includes Alliant, Ambetter from Peach State Health Plan, Anthem Blue Cross and Blue Shield (and its affiliate AMGP), CareSource, Cigna, Kaiser Permanente, Oscar and UnitedHealthcare. Not every insurer serves every county.
Both are leaving Georgia Access after 2026, so you need to choose a new plan during open enrollment, November 1, 2026 to January 15, 2027. UnitedHealthcare says it will still sell off-exchange individual plans in Georgia, but those do not come with federal subsidies.
Filings reported in August 2026 showed most remaining insurers asking for increases of 20% or more, with a weighted average proposed increase near 21%. Final rates are set before open enrollment, and your own cost depends on any tax credit you get.
Georgia has run a reinsurance program since 2022 under a federal waiver, which helps lower full-price premiums. The waiver runs through 2026, and Georgia has asked for a five-year extension covering 2027 through 2031 that is under federal review.
Sources
Reviewed October 2026. Rules and prices change every year; a licensed agent will confirm what applies to you.
- AJC: Georgia 2027 ACA marketplace, higher prices, no window shopping (Oct. 2026)
- healthinsurance.org: Georgia ACA marketplace guide
- Georgia Recorder via Cobb County Courier: 2027 proposed ACA rates (Aug. 2026)
- Becker's Payer Issues: UnitedHealthcare to exit Georgia's ACA marketplace in 2027
- Georgia OCI: Georgia Reinsurance Program (Section 1332 waiver)
- CMS: Georgia 1332 waiver extension completeness determination
- healthinsurance.org: Georgia health insurance marketplace
- ResourcePro: Georgia seeks 5-year extension of 1332 reinsurance waiver
