Health insurance for Georgians who buy their own.
We help Georgians who buy their own health coverage, whether you left a job, work for yourself or retired before 65, compare Marketplace plans and the options outside it.
Georgia plans we compare
What’s different about health insurance in Georgia.
Every state runs its individual market a little differently. These are the rules that matter most if you buy your own coverage here.
Read the Georgia FAQ- Georgia runs its own exchange, Georgia Access, and you can enroll through a licensed agent or approved broker sites as well as georgiaaccess.gov.
- Open enrollment for 2027 coverage runs November 1, 2026 to January 15, 2027, with no early window-shopping period this year.
- Enhanced federal subsidies ended after 2025, so help again stops at 400% of the poverty level and 2026 costs rose for many enrollees.
- Georgia did not fully expand Medicaid. Pathways to Coverage covers low-income adults only if they report 80 hours a month of work or other activity.
- Cigna and UnitedHealthcare leave Georgia Access after 2026, so their members must pick a new plan for 2027.
- If you are 60 or older when your COBRA starts, Georgia law may let you keep that group coverage until Medicare.
However you got here, there’s a better plan than the first one you were offered.
Leaving a job, or staring at a COBRA bill
Compare COBRA and Georgia's own continuation rules with Marketplace plans and everything else you qualify for.
Compare your options
Retired before 65
Bridge the years to Medicare without draining savings.
Learn more
Self-employed or 1099
Solid coverage, manageable premiums, and the tax deduction most people miss.
Learn moreLooking beyond the Marketplace
Health sharing and other non-ACA options, with the trade-offs explained.
Learn moreNeed coverage for a short gap
What short-term coverage looks like in Georgia, and what to use instead.
Learn moreWho sells plans in Georgia
Every insurer offering individual and family plans for 2026.
Learn moreFrom first conversation to coverage in three steps.
- 1
Tell us your situation
Share your ZIP, age, budget and the doctors you want to keep. Online or by phone, with no commitment.
About 5 minutes - 2
We compare every option
A licensed agent checks the plans sold in your county for premiums, deductibles, networks and prescriptions.
Usually within 1 business day - 3
Enroll with confidence
See your best matches side by side. Pick one and we handle the enrollment, then stay with you for renewals.
We handle the paperwork
Straight answers before you call.
More in our Georgia FAQ, or ask an agent at (888) 214-4898.
Open enrollment on Georgia Access runs from November 1, 2026 to January 15, 2027. Georgia is not offering an early window-shopping period this year, so 2027 prices appear when enrollment opens. Outside that window you need a qualifying life event, such as losing other coverage.
No. Since the 2025 plan year, Georgia has used its own exchange, Georgia Access. You can enroll at georgiaaccess.gov, through a Georgia-certified agent, or through an approved enhanced direct enrollment partner, and federal subsidies are only available through these routes.
Not fully. Georgia Pathways to Coverage covers adults 19 to 64 with income up to the poverty level, but only if they report at least 80 hours a month of work, school, training, volunteering or similar activity. Pathways rules change on January 1, 2027.
See what you'd actually pay.
A licensed agent will compare plans from every insurer in your Georgia county, check your subsidy, and walk you through the options. No cost, no obligation.