Arizona Health Insurance Carriers for 2026
These are the insurers selling individual and family health plans in Arizona for 2026, and where to buy them.
The Arizona individual market in 2026
Seven insurers sell Marketplace plans in Arizona for 2026, after Aetna left at the end of 2025. Full-price premiums rose a weighted average of 46.3% for 2026, and enrollment fell from 423,025 in 2025 to 357,144. Cigna is leaving after 2026, so six insurers are expected for 2027.
Insurers selling individual plans in Arizona
| Insurer | Sells Marketplace plans | Notes |
|---|---|---|
| Blue Cross Blue Shield of Arizona | Yes | Sells only HMO plans on the Marketplace for 2026 after dropping its PPO plans, so former PPO members had to choose new coverage. |
| Health Net of Arizona (Arizona Complete Health) | Yes | Sells Marketplace plans in 2026 and has filed to stay in the market for 2027, along with a related company, Health Net Community Solutions of Arizona. |
| Oscar Health | Yes | Sells Marketplace plans in 2026 and has filed 2027 rates in Arizona. |
| UnitedHealthcare of Arizona | Yes | Sells Marketplace plans in 2026 and has filed 2027 rates in Arizona. |
| Imperial Insurance Companies | Yes | Sells Marketplace plans in 2026 and has filed 2027 rates in Arizona. |
| Antidote Health Plan of Arizona | Yes | Sells Marketplace plans in 2026; its requested 2027 increase (about 3%) is far below the other insurers' requests. |
| Cigna | Yes | Sells Marketplace plans in 2026 but is leaving the Arizona Marketplace at the end of 2026, so its members will need a new plan for 2027. |
Not every insurer sells in every county. Your ZIP code determines which plans you can buy.
Arizona questions
Don’t see your question? Ask a licensed agent or call (888) 214-4898.
Seven insurers: Blue Cross Blue Shield of Arizona, Health Net of Arizona (Arizona Complete Health), Oscar, UnitedHealthcare, Imperial, Antidote and Cigna. Coverage areas vary, so not every insurer sells in every county.
Cigna is leaving the Arizona Marketplace at the end of 2026. You will need to choose a new plan during open enrollment, by December 15, 2026 for coverage that starts January 1.
Insurers asked for increases of about 25% to 34%, except Antidote at about 3%. Arizona regulators review these filings for reasonableness but do not approve or reject them, and final rates are published before open enrollment.
Sources
Reviewed October 2026. Rules and prices change every year; a licensed agent will confirm what applies to you.
