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Oregon Health Insurance Carriers for 2026

These are the insurers selling individual and family health plans in Oregon for 2026, and where to buy them.

The Oregon individual market in 2026

Six insurers sold Marketplace plans in Oregon for 2026: BridgeSpan, Kaiser Permanente, Moda Health, PacificSource, Providence and Regence. For 2027, PacificSource and Providence are leaving the individual market and Moda is leaving eight counties, so four companies remain. Every Oregonian still has at least two insurers to choose from.

Insurers selling individual plans in Oregon

InsurerSells Marketplace plansNotes
BridgeSpanYesSold 2026 Marketplace plans in Oregon and is listed again for 2027.
Kaiser PermanenteYesSold 2026 Marketplace plans in Oregon and is listed again for 2027.
Moda HealthYesSold 2026 Marketplace plans; for 2027 Moda stays in the market but leaves eight counties.
PacificSource Health PlansYesSold 2026 Marketplace plans but is leaving Oregon's individual market for 2027, so members need a new plan.
Providence Health PlanYesSold 2026 Marketplace plans but is leaving Oregon's individual market for 2027, so members need a new plan.
RegenceYesSold 2026 Marketplace plans in Oregon and is listed again for 2027.

Not every insurer sells in every county. Your ZIP code determines which plans you can buy.

Oregon questions

Don’t see your question? Ask a licensed agent or call (888) 214-4898.

Both companies are leaving Oregon's individual market for 2027. The Marketplace has matched affected members with a plan from another insurer, which may be used for automatic re-enrollment if you do not choose one, but you should still compare your options.

BridgeSpan, Kaiser Permanente, Moda Health and Regence. Moda is only available in select counties, and every Oregonian has at least two insurers to choose from.

KFF reports the 2026 average benchmark Silver premium for a 40-year-old in Oregon was $543 a month before tax credits. Your price depends on your age, county and plan, and older buyers pay more.

Yes. Oregon runs a reinsurance program under a federal Section 1332 waiver that helps insurers pay for very high claims. The waiver has been extended through the end of 2027.

Sources

Reviewed October 2026. Rules and prices change every year; a licensed agent will confirm what applies to you.

  1. Explore Health: Health Plans
  2. Explore Health: Automatic Re-enrollment
  3. Explore Health: News and Media
  4. OHA: Open Enrollment underway for 2026 Marketplace plans (Nov. 7, 2025)
  5. CMS: Section 1332 State Innovation Waivers
  6. KFF: Average Marketplace Premiums by Metal Tier
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