Missouri Health Insurance Carriers for 2026
These are the insurers selling individual and family health plans in Missouri for 2026, and where to buy them.
The Missouri individual market in 2026
For 2026, insurers including UnitedHealthcare, Ambetter from Home State Health, Anthem, Blue KC, Medica, Oscar and Cox Health Plans sell Marketplace plans in Missouri, and every county has at least two choices. Aetna left after 2025, and most rates rose sharply for 2026, with Blue KC the one insurer to lower its average rate.
Insurers selling individual plans in Missouri
| Insurer | Sells Marketplace plans | Notes |
|---|---|---|
| UnitedHealthcare | Yes | Offers plans in every Missouri county for 2026, with an average rate increase of about 14.9%. |
| Ambetter from Home State Health (Centene) | Yes | Sells in nearly every county; the exceptions are Clark, Lewis, Marion, St. Francois, Schuyler and Scotland counties. |
| Anthem Blue Cross and Blue Shield | Yes | Anthem's 2026 individual rates rose an average of about 22.7%. |
| Blue Cross and Blue Shield of Kansas City (Blue KC) | Yes | Sells in 30 western Missouri counties and was the only insurer to lower average rates for 2026 (about 4.1%). |
| Medica | Yes | Offers plans under the Medica and Medica WellFirst names; Medica's average 2026 increase was about 30%. |
| Oscar Health | Yes | Oscar's 2026 individual rates rose an average of about 15.7%. |
| Cox Health Plans | Yes | Sells in five southwest Missouri counties for 2026; it plans to stop offering Marketplace plans for 2027, though some off-exchange plans will remain. |
Not every insurer sells in every county. Your ZIP code determines which plans you can buy.
Missouri questions
Don’t see your question? Ask a licensed agent or call (888) 214-4898.
Insurers include UnitedHealthcare, Ambetter from Home State Health, Anthem Blue Cross and Blue Shield, Blue KC, Medica, Oscar and Cox Health Plans. Not all of them sell in every county; every county has at least two insurers and most have four or more.
Yes. Aetna stopped offering Marketplace plans in Missouri at the end of 2025. If you had an Aetna plan, you needed to pick a new plan for 2026.
Most insurers raised rates, with average increases of about 15% to 30% for several large insurers. Blue KC was the exception, lowering its average rate by about 4.1% in its 30 western Missouri counties. What you pay depends on your plan, age, county and any subsidy.
Sources
Reviewed October 2026. Rules and prices change every year; a licensed agent will confirm what applies to you.
- Missouri Department of Commerce and Insurance: Health insurance rates for 2026
- healthinsurance.org: Missouri health insurance marketplace (updated August 2, 2026)
- KOMU: Nearly all Missouri health insurers set to raise rates
- Missouri Independent via InsuranceNewsNet: Missouri health premiums to rise as much as 30% for 2026
