Mississippi Health Insurance Carriers for 2026
These are the insurers selling individual and family health plans in Mississippi for 2026, and where to buy them.
The Mississippi individual market in 2026
Five insurers sold Marketplace plans in Mississippi for 2026: Ambetter from Magnolia Health, Oscar Health, UnitedHealthcare, Molina and Cigna. Cigna is leaving at the end of 2026, and the full 2027 lineup is still being finalized, and Blue Cross Blue Shield of Mississippi sells only outside the Marketplace.
Insurers selling individual plans in Mississippi
| Insurer | Sells Marketplace plans | Notes |
|---|---|---|
| Ambetter from Magnolia Health | Yes | Sells Marketplace plans in Mississippi for 2026 and has filed to continue for 2027. |
| Oscar Health | Yes | Sells Marketplace plans in Mississippi for 2026 and has filed to continue for 2027. |
| UnitedHealthcare | Yes | Sells Marketplace plans in Mississippi for 2026 and has filed to continue for 2027. |
| Molina Healthcare | Yes | Sells Marketplace plans for 2026 but is reported to be leaving the Mississippi Marketplace at the end of 2026, so its members will need a new plan for 2027. |
| Cigna Healthcare | Yes | Sells Marketplace plans for 2026 but is leaving the Marketplace at the end of 2026 in every state where it offers coverage, so its members must choose a new plan for 2027. |
| Blue Cross Blue Shield of Mississippi | Off-exchange only | Offers individual plans only outside the Marketplace, so premium tax credits cannot be used with them. |
Not every insurer sells in every county. Your ZIP code determines which plans you can buy.
Mississippi questions
Don’t see your question? Ask a licensed agent or call (888) 214-4898.
For 2026, Ambetter from Magnolia Health, Oscar Health, UnitedHealthcare, Molina and Cigna sold Marketplace plans. For 2027, Ambetter, Oscar and UnitedHealthcare are expected to remain.
Cigna is leaving the Marketplace at the end of 2026, so you will need to choose a new plan during open enrollment. Picking by December 15, 2026 avoids a gap on January 1.
Proposed 2027 full-price increases are 32.6% for Oscar, 18.6% for Ambetter from Magnolia and 26% for UnitedHealthcare, a weighted average of about 21.8%. These were proposals, and final rates and your tax credit will set what you actually pay.
Sources
Reviewed October 2026. Rules and prices change every year; a licensed agent will confirm what applies to you.
