Minnesota Health Insurance Carriers for 2026
These are the insurers selling individual and family health plans in Minnesota for 2026, and where to buy them.
The Minnesota individual market in 2026
Six insurance companies sell individual and family Marketplace plans for 2026: Blue Plus, two HealthPartners companies, Medica, Quartz and UCare. Average 2026 rate increases ranged from 7.4% to 30.8%, and most Minnesotans can choose from three or more insurers. For 2027, UCare leaves, Aspirus Health Plan joins in northeast Minnesota, and the state reinsurance program continues to hold premiums down.
Insurers selling individual plans in Minnesota
| Insurer | Sells Marketplace plans | Notes |
|---|---|---|
| Blue Plus (Blue Cross and Blue Shield of Minnesota) | Yes | Sells individual and family Marketplace plans for 2026 and is continuing for 2027; its 2026 average rate increase was 18.7%. |
| HealthPartners, Inc. | Yes | Sells MNsure plans for 2026 and 2027; some members moved to its sister company HealthPartners Insurance Company for 2026, depending on where they live. |
| HealthPartners Insurance Company | Yes | New to the MNsure exchange for 2026 and continuing for 2027. |
| Medica | Yes | Sells MNsure plans for 2026 and 2027; it took over UCare's individual and family business, and UCare members will be moved to a similar Medica plan for 2027 unless they choose another plan. |
| Quartz Health Plan MN | Yes | Sells MNsure plans in parts of the state for 2026 and 2027, had the smallest 2026 average rate increase (7.4%), and will offer catastrophic plans for 2027. |
| UCare | Yes | Sells MNsure plans for 2026 only; UCare individual and family plans end after 2026. |
Not every insurer sells in every county. Your ZIP code determines which plans you can buy.
Minnesota questions
Don’t see your question? Ask a licensed agent or call (888) 214-4898.
Blue Plus, HealthPartners, Inc., HealthPartners Insurance Company, Medica, Quartz and UCare. Most Minnesotans can choose from three or more insurers, and everyone has at least two.
UCare individual and family plans end after 2026. Medica took over that business, and UCare members will be placed in the most similar Medica plan for 2027. You can keep that plan or choose a different one during open enrollment.
The Commerce Department approved average 2027 individual market increases of roughly 10% to 21% by insurer, about 17% overall. What you actually pay depends on your plan, age, area and tax credit, so compare plans rather than renewing automatically.
Sources
Reviewed October 2026. Rules and prices change every year; a licensed agent will confirm what applies to you.
- KSTP: Minnesota health insurance rates could rise by double digits in 2027
- MNsure news updates feed (Library of Congress mirror)
- MNsure release: Make a plan to enroll, MNsure now open for 2026 enrollment
- Minnesota Commerce: Individual Market Final Average Rate Changes for Plan Year 2026
- FOX 9: Health insurance rates could increase for Minnesotans in 2027
