Louisiana Health Insurance Carriers for 2026
These are the insurers selling individual and family health plans in Louisiana for 2026, and where to buy them.
The Louisiana individual market in 2026
Five insurance companies sell Marketplace plans in Louisiana for 2026: Blue Cross and Blue Shield of Louisiana (including HMO Louisiana), Ambetter from Louisiana Healthcare Connections, UnitedHealthcare, AmeriHealth Caritas and CHRISTUS Health Plan. Which ones you can pick depends on your parish, and full-price premiums rose sharply for 2026. Check that your doctors and hospitals are in network before you choose.
Insurers selling individual plans in Louisiana
| Insurer | Sells Marketplace plans | Notes |
|---|---|---|
| Blue Cross and Blue Shield of Louisiana | Yes | Sells Marketplace plans through two companies, HMO Louisiana (Blue POS plans) and Louisiana Health Service and Indemnity (Blue Max and Blue Saver plans). |
| Ambetter from Louisiana Healthcare Connections | Yes | One of the largest individual market insurers in the state, with roughly 97,000 members in its 2026 rate filing. |
| UnitedHealthcare | Yes | Does not sell 2026 Marketplace plans in Jefferson, Orleans, Plaquemines or St. Charles parishes after the LCMC hospital system left its network. |
| AmeriHealth Caritas Louisiana | Yes | Offers 2026 Marketplace plans and has filed plans for 2027 as well. |
| CHRISTUS Health Plan Louisiana | Yes | Remained in the Louisiana Marketplace for 2026 and is listed for 2027. |
Not every insurer sells in every county. Your ZIP code determines which plans you can buy.
Louisiana questions
Don’t see your question? Ask a licensed agent or call (888) 214-4898.
Blue Cross and Blue Shield of Louisiana (including HMO Louisiana), Ambetter from Louisiana Healthcare Connections, UnitedHealthcare, AmeriHealth Caritas and CHRISTUS Health Plan. Not every company sells in every parish.
Not for 2026. UnitedHealthcare stopped selling Marketplace plans in Jefferson, Orleans, Plaquemines and St. Charles parishes after the LCMC hospital system left its network. People who did not pick a new plan were moved to a similar plan from another insurer.
KFF reports the 2026 average benchmark Silver premium for a 40-year-old in Louisiana was $646 per month before subsidies. Your price depends on age, parish and income.
Sources
Reviewed October 2026. Rules and prices change every year; a licensed agent will confirm what applies to you.
