Licensed agents for people without an HR department.
Since 2015 we’ve helped tens of thousands of Floridians find coverage outside of an employer plan, at no cost to them.
Make individual health insurance understandable, and affordable, for every Floridian who needs it.
Millions of Floridians fall into the middle: too young for Medicare, without employer coverage, and often too well off for Medicaid. They’re left on their own with Healthcare.gov and a dozen carrier websites.
Every conversation we have starts with listening: your health, your doctors, your budget and what worries you, before we ever mention a plan name. That’s the difference between a quote engine and an advisor.
Licensed, certified and appointed with every major carrier.
Florida-licensed
Every agent holds an active Florida Department of Financial Services health insurance license (2-15) and completes continuing education every year.
Marketplace certified
We’re certified on the federal Health Insurance Marketplace and can enroll you in ACA plans with full subsidy eligibility, plus direct carrier plans.
A decade in this market
We’ve guided clients through every major change since 2015, from the end of the individual mandate penalty to enhanced subsidies and their expiration.
County-by-county network knowledge
A plan that works in Miami may not cover your doctors in Tampa, Jacksonville or Naples. We track which hospitals and physician groups each plan includes, county by county.
Five things a website can’t do for you.
We cost you nothing
Carriers pay us when you enroll. Your premium is identical whether you use an agent or go direct; it's built into the price either way.
We see the full picture
Healthcare.gov only shows Marketplace plans. We compare those alongside off-Marketplace, short-term, health sharing and supplemental options.
We speak plainly
Deductibles, coinsurance, formulary tiers, prior authorizations. We translate all of it so you know exactly what you're buying.
We stay after you enroll
Billing problems, claim denials, network questions, mid-year changes: you have a real person to call, not a call center.
We catch expensive mistakes
Wrong metal tier, a missed enrollment deadline, unreported income changes, a doctor who's out of network. One prevented mistake can save thousands.
See what you'd actually pay.
A licensed Florida agent will compare plans from every carrier in your county, check your subsidy, and walk you through the options. No cost, no obligation.
Mon–Fri 8 AM–6 PM, Sat 9 AM–1 PM ET. Most calls answered in under a minute.
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