Oklahoma Health Insurance Carriers for 2026
These are the insurers selling individual and family health plans in Oklahoma for 2026, and where to buy them.
The Oklahoma individual market in 2026
Seven insurers sold individual plans in Oklahoma for 2026: Blue Cross and Blue Shield of Oklahoma, Ambetter, UnitedHealthcare, CommunityCare, Oscar, Medica and Mending Health. Full-price rates rose an average of 25.9% for 2026. Medica and Mending Health are leaving after 2026, and the remaining insurers proposed an average increase of about 21.5% for 2027.
Insurers selling individual plans in Oklahoma
| Insurer | Sells Marketplace plans | Notes |
|---|---|---|
| Blue Cross and Blue Shield of Oklahoma | Yes | The largest individual-market insurer, with about 128,000 members in its 2026 filing; it sells both PPO and MyBlue HMO plans and filed 2027 rates. |
| Ambetter (Centene, through Celtic Insurance Company) | Yes | Centene's Marketplace brand; its 2026 rates rose 24.6%, and it filed 2027 rates through Celtic and Bankers Reserve Life. |
| UnitedHealthcare of Oklahoma | Yes | Covered about 10,000 to 11,000 individual members and filed a proposed 2027 increase of about 30%. |
| CommunityCare HMO | Yes | An HMO that had the smallest 2026 increase in the state (7.9%) and filed 2027 rates. |
| Oscar Insurance Company | Yes | Sells Marketplace plans in Oklahoma for 2026 (13.9% rate increase) and filed for 2027. |
| Medica Insurance Company | Yes | Sells 2026 Marketplace plans but is leaving Oklahoma's individual market at the end of 2026, so its members must pick a new plan for 2027. |
| Mending Health (formerly Taro Health) | Yes | Sells 2026 Marketplace plans but is leaving the individual market at the end of 2026. |
Not every insurer sells in every county. Your ZIP code determines which plans you can buy.
Oklahoma questions
Don’t see your question? Ask a licensed agent or call (888) 214-4898.
Blue Cross and Blue Shield of Oklahoma, Ambetter (Centene), UnitedHealthcare, CommunityCare, Oscar, Medica and Mending Health. All seven also sold plans in 2025, and no new insurers entered for 2026.
Both are leaving Oklahoma's individual market at the end of 2026. You will need to choose a new plan during open enrollment, which runs November 1, 2026 to January 15, 2027. Pick by December 15 to avoid a gap on January 1.
Insurers proposed an average increase of about 21.5% for 2027, with individual filings ranging widely. These were proposals, and final rates appear when open enrollment begins.
Sources
Reviewed October 2026. Rules and prices change every year; a licensed agent will confirm what applies to you.
