Health insurance for Nevadans who buy their own.
We help Nevadans who buy their own health insurance, from Las Vegas and Henderson to Reno and the rural counties, compare Marketplace plans, Battle Born State Plans and other options. If you lost a job, work for yourself or retired before 65, a licensed agent can walk you through your choices at no cost.
Nevada plans we compare
What’s different about health insurance in Nevada.
Every state runs its individual market a little differently. These are the rules that matter most if you buy your own coverage here.
Read the Nevada FAQ- Nevada runs its own exchange, Nevada Health Link, and open enrollment for 2027 coverage runs November 1, 2026 to January 15, 2027.
- Battle Born State Plans, Nevada's state-backed option, launched for 2026 through Anthem, SilverSummit (Ambetter) and Health Plan of Nevada.
- Eight insurer brands sold Marketplace plans for 2026, but rural counties had only four to choose from.
- The extra federal subsidies ended after 2025, so income above 400% of the poverty level no longer gets premium help.
- Nevada has no state continuation law for small employers, so workers at firms under 20 employees usually cannot keep their group plan.
- Medicaid is expanded: adults under 65 can qualify with income up to 138% of the poverty level.
However you got here, there’s a better plan than the first one you were offered.
Leaving a job, or staring at a COBRA bill
Compare COBRA and Nevada's own continuation rules with Marketplace plans and everything else you qualify for.
Compare your options
Retired before 65
Bridge the years to Medicare without draining savings.
Learn more
Self-employed or 1099
Solid coverage, manageable premiums, and the tax deduction most people miss.
Learn moreLooking beyond the Marketplace
Health sharing and other non-ACA options, with the trade-offs explained.
Learn moreNeed coverage for a short gap
What short-term coverage looks like in Nevada, and what to use instead.
Learn moreWho sells plans in Nevada
Every insurer offering individual and family plans for 2026.
Learn moreFrom first conversation to coverage in three steps.
- 1
Tell us your situation
Share your ZIP, age, budget and the doctors you want to keep. Online or by phone, with no commitment.
About 5 minutes - 2
We compare every option
A licensed agent checks the plans sold in your county for premiums, deductibles, networks and prescriptions.
Usually within 1 business day - 3
Enroll with confidence
See your best matches side by side. Pick one and we handle the enrollment, then stay with you for renewals.
We handle the paperwork
Straight answers before you call.
More in our Nevada FAQ, or ask an agent at (888) 214-4898.
Open enrollment runs from November 1, 2026 to January 15, 2027. Last year, people who enrolled by December 31 had coverage starting January 1, and those who enrolled January 1 to 15 started February 1. Outside that window, you need a qualifying event such as losing other coverage.
They are Nevada's state-backed health plans, first sold for 2026. They cover the same essential benefits as other Marketplace plans, must be offered statewide, and must meet premium reduction targets set by state law. For 2026 they were offered by Anthem, SilverSummit (Ambetter) and Health Plan of Nevada.
Yes, if your income is between 100% and 400% of the federal poverty level and you buy through the state exchange. The extra help that applied through 2025 has ended, so credits are smaller and stop entirely above 400% of the poverty level.
Yes. Nevada started a market-wide reinsurance program with the 2026 plan year, approved by federal officials in 2025. It is designed to hold down full-price premiums across the individual market.
See what you'd actually pay.
A licensed agent will compare plans from every insurer in your Nevada county, check your subsidy, and walk you through the options. No cost, no obligation.