Colorado Health Insurance Carriers for 2026
These are the insurers selling individual and family health plans in Colorado for 2026, and where to buy them.
The Colorado individual market in 2026
Six insurers sold individual plans through Colorado's exchange for 2026, and Anthem is the only one in every county. Choices vary a lot by county, especially in rural and mountain areas. For 2027, Cigna is leaving and Colorado Access is joining.
Insurers selling individual plans in Colorado
| Insurer | Sells Marketplace plans | Notes |
|---|---|---|
| Anthem Blue Cross and Blue Shield | Yes | The only insurer on the 2026 exchange that sells in every Colorado county. |
| Cigna Healthcare | Yes | Sold 2026 plans in 11 Front Range counties, including Denver, El Paso, Larimer and Weld, but is leaving Colorado's individual market for 2027, so current members must pick a new plan. |
| Elevate Health Plans by Denver Health Medical Plan | Yes | Offers plans that serve rural and mountain communities in partnership with Peak Health Alliance. |
| Kaiser Permanente | Yes | Sells individual plans through its own integrated network of doctors and facilities; availability depends on your county. |
| Rocky Mountain Health Plans (UnitedHealthcare) | Yes | Sells individual plans as Rocky Mountain HMO; availability depends on your county. |
| Select Health | Yes | Sells in 19 counties for 2026, including the Denver area, Colorado Springs, Fort Collins, Greeley, Grand Junction (Mesa) and Pueblo. |
Not every insurer sells in every county. Your ZIP code determines which plans you can buy.
Colorado questions
Don’t see your question? Ask a licensed agent or call (888) 214-4898.
Six insurers sold through the state exchange for 2026: Anthem, Cigna, Elevate Health Plans by Denver Health Medical Plan, Kaiser Permanente, Rocky Mountain Health Plans (UnitedHealthcare) and Select Health. Which ones you can buy depends on your county.
Cigna is leaving Colorado's individual medical market, so you will need to pick a new plan for 2027 during open enrollment. Enroll by December 15, 2026 to avoid a gap on January 1.
The Colorado Division of Insurance approved an average individual-market increase of about 10% for 2027, ranging from 5.9% to 15.5% depending on the region. The state estimates financially assisted customers will see a net increase of about $20 a month with Colorado Premium Assistance.
Sources
Reviewed October 2026. Rules and prices change every year; a licensed agent will confirm what applies to you.
- Connect for Health Colorado: State Solutions to Counter Rising Costs (July 31, 2026)
- Connect for Health Colorado: Preparing for Plan Year 2027 (August 31, 2026)
- Connect for Health Colorado: Health Insurance Companies
- Colorado Division of Insurance: Final ACA premium increases for plan year 2027 (September 2026)
- Colorado Division of Insurance: Preliminary 2026 premium advisory (carrier filings)
